Quarterly Result

HDB Financial Services Ltd Industry: (Finance & Investments)

BSE Code: 544429

ISIN Demat: INE756I01012

Book Value(₹): 232.91

NSE Symbol: HDBFS

Div & Yield(%): 0.47

Market Cap(₹ Cr): 51,081.70

P/E(TTM): 21.98

EPS(TTM): 27.99

Face Value(₹): 10.00

Particulars Dec 2025 (₹ Cr) Sep 2025 (₹ Cr) Jun 2025 (₹ Cr)
Operating Income 4,673.50 4,545.40 4,465.40
Other Operating Income 0.00 0.00 0.00
Other Income 0.00 0.00 0.00
Total Income 4,673.50 4,545.40 4,465.40
Interest 1,704.00 1,694.00 1,739.70
Employee Expenses 1,025.30 957.70 960.10
Selling & Administrative Expenses 0.00 0.00 0.00
Impairment of Assets 0.00 0.00 0.00
Loss on Forex Transaction 0.00 0.00 0.00
Other Expenses 320.50 310.80 312.00
TOTAL OPERATING EXPENDITURE 3,049.80 2,962.50 3,011.80
Operating Profit Before Prov. & Cont. 1,623.70 1,582.90 1,453.60
Provisions & Write Offs 712.20 748.30 669.70
Depreciation 51.20 52.40 51.40
TOTAL EXPENDITURE 3,813.20 3,763.20 3,732.90
Tax 211.10 211.80 188.50
Fringe Benefit Tax 0.00 0.00 0.00
Deferred Tax 5.30 -11.00 -23.70
Reported Profit After Tax 643.90 581.40 567.70
Extra-ordinary Items 0.00 0.00 0.00
Adjusted Profit After Extra-ordinary item 643.90 581.40 567.70
EPS (Unit Curr.) 7.76 7.01 7.13
EPS (Adj) (Unit Curr.) 7.76 7.01 7.13
Calculated EPS (Unit Curr.) 7.76 7.01 7.13
Calculated EPS (Adj) (Unit Curr.) 7.76 7.01 7.13
Calculated EPS (Ann.) (Unit Curr.) 31.05 28.03 28.53
Calculated EPS (Adj) (Ann.) (Unit Curr.) 31.05 28.03 28.53
Book Value (Unit Curr.) 0.00 0.00 0.00
Dividend (%) 0.00 0.00 0.00
Equity 829.60 829.60 795.80
Reserve & Surplus 0.00 0.00 0.00
Face Value 10.00 10.00 10.00
Public Shareholding (No. Of Shares) 0.00 0.00 0.00
Public Shareholding (% in Equity) 0.00 0.00 0.00
Pledged/Encumbered - No. of Shares 0.00 0.00 0.00
Pledged/Encumbered - % in Total Promoters Holding 0.00 0.00 0.00
Pledged/Encumbered - % in Total Equity 0.00 0.00 0.00
Non Encumbered - No. of Shares 0.00 0.00 0.00
Non Encumbered - % in Total Promoters Holding 0.00 0.00 0.00
Non Encumbered - % in Total Equity 0.00 0.00 0.00
PBIDTM(%) 55.96 55.63 56.51
PBDTM(%) 19.50 18.36 17.55
PATM(%) 13.78 12.79 12.71
Net Interest Income 0.00 0.00 0.00
Operating Expenses 0.00 0.00 0.00
Loan Losses & Provision 0.00 0.00 0.00
Assets Under Management 0.00 0.00 0.00
Return on Equity(%) 0.00 0.00 0.00
Operating Expenses to Net Interest Income(%) 0.00 0.00 0.00
Cost to Income Ratio 0.00 0.00 0.00
Loan Loss Provision Ratio 0.00 0.00 0.00
Loans Spreads(%) 0.00 0.00 0.00
Net Interest Margin(%) 0.00 0.00 0.00
Provision Coverage Ratio(%) 55.59 54.73 56.70
Capital Adequacy Ratio 21.81 21.82 20.18
Tier I Capital 0.00 0.00 0.00
Tier II Capital 0.00 0.00 0.00
Gross Non Performing Assets 0.00 0.00 0.00
Net Non Performing Assets 0.00 0.00 0.00
(%) Gross Non Performing Assets 2.81 2.81 2.56
(%) Net Non Performing Assets 1.25 1.27 0.00
Return on Assets(Annualised) 0.00 0.00 0.00
Return on Assets 0.00 0.00 0.00
Loans Disbursed(Amt Rs cr) 0.00 0.00 0.00
Loans Sanctioned/Approved(Amt Rs cr) 0.00 0.00 0.00
Loan Book(Amt Rs cr) 0.00 0.00 0.00
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