| Home First Finance Company India Ltd Industry: (Finance - Housing) |
|---|
|
BSE Code:
543259
ISIN Demat:
INE481N01025
Book Value(₹): 416.79 NSE Symbol:
HOMEFIRST
Div & Yield(%):
0.44
Market Cap(₹ Cr): 12,268.70 P/E(TTM):
22.70
EPS(TTM):
51.70
Face Value(₹): 2.00 |
| Particulars | Mar 2026 (₹ Cr) | Dec 2025 (₹ Cr) | Sep 2025 (₹ Cr) |
|---|---|---|---|
| Operating Income | 499.39 | 480.78 | 475.86 |
| Other Operating Income | 2.02 | 1.46 | 1.46 |
| Other Income | 3.33 | 1.43 | 1.73 |
| Total Income | 504.74 | 483.68 | 479.05 |
| Interest | 195.32 | 194.10 | 202.62 |
| Employee Expenses | 64.92 | 63.56 | 59.85 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 |
| Other Expenses | 28.42 | 24.13 | 23.56 |
| TOTAL OPERATING EXPENDITURE | 288.66 | 281.79 | 286.03 |
| Operating Profit Before Prov. & Cont. | 216.08 | 201.89 | 193.02 |
| Provisions & Write Offs | 15.79 | 14.17 | 15.24 |
| Depreciation | 5.10 | 4.88 | 4.54 |
| TOTAL EXPENDITURE | 309.55 | 300.84 | 305.81 |
| Tax | 45.30 | 42.24 | 40.69 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.44 | 0.39 | 0.70 |
| Reported Profit After Tax | 149.45 | 140.20 | 131.85 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 149.45 | 140.20 | 131.85 |
| EPS (Unit Curr.) | 14.35 | 13.52 | 12.76 |
| EPS (Adj) (Unit Curr.) | 14.35 | 13.52 | 12.76 |
| Calculated EPS (Unit Curr.) | 14.32 | 13.49 | 12.73 |
| Calculated EPS (Adj) (Unit Curr.) | 14.32 | 13.49 | 12.73 |
| Calculated EPS (Ann.) (Unit Curr.) | 57.30 | 53.96 | 50.93 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 57.30 | 53.96 | 50.93 |
| Book Value (Unit Curr.) | 417.60 | 402.30 | 387.60 |
| Dividend (%) | 0.00 | 0.00 | 0.00 |
| Equity | 20.87 | 20.79 | 20.71 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 79.22 | 79.41 | 79.94 |
| PBDTM(%) | 40.11 | 39.04 | 37.36 |
| PATM(%) | 29.93 | 29.16 | 27.71 |
| Net Interest Income | 217.52 | 212.16 | 186.57 |
| Operating Expenses | 99.19 | 93.27 | 88.58 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 15,877.70 | 14,924.90 | 14,178.10 |
| Return on Equity(%) | 14.00 | 13.70 | 13.40 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 32.00 | 32.10 | 32.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 5.30 | 5.40 | 5.30 |
| Net Interest Margin(%) | 5.90 | 6.00 | 5.40 |
| Provision Coverage Ratio(%) | 44.90 | 40.40 | 40.80 |
| Capital Adequacy Ratio | 44.10 | 49.00 | 48.40 |
| Tier I Capital | 43.80 | 48.60 | 48.00 |
| Tier II Capital | 0.30 | 0.40 | 0.40 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 1.80 | 2.00 | 1.90 |
| (%) Net Non Performing Assets | 1.40 | 1.60 | 1.50 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 |
| Return on Assets | 4.10 | 4.00 | 3.80 |
| Loans Disbursed(Amt Rs cr) | 1,572.40 | 1,318.40 | 1,289.40 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
