| Cholamandalam Investment & Finance Company Ltd Industry: (Finance & Investments) |
|---|
|
BSE Code:
511243
ISIN Demat:
INE121A01024
Book Value(₹): 280.86 NSE Symbol:
CHOLAFIN
Div & Yield(%):
0.14
Market Cap(₹ Cr): 119,649.00 P/E(TTM):
26.87
EPS(TTM):
52.93
Face Value(₹): 2.00 |
| Particulars | Jun 2025 (₹ Cr) | Mar 2025 (₹ Cr) | Dec 2024 (₹ Cr) |
|---|---|---|---|
| Operating Income | 7,244.92 | 7,025.05 | 6,709.21 |
| Other Operating Income | 0.00 | 0.00 | 0.00 |
| Other Income | 85.86 | 95.64 | 103.14 |
| Total Income | 7,330.78 | 7,120.69 | 6,812.35 |
| Interest | 3,466.25 | 3,362.29 | 3,271.78 |
| Employee Expenses | 924.30 | 921.76 | 880.65 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 |
| Other Expenses | 461.70 | 441.70 | 473.89 |
| TOTAL OPERATING EXPENDITURE | 4,852.25 | 4,725.75 | 4,626.32 |
| Operating Profit Before Prov. & Cont. | 2,478.53 | 2,394.94 | 2,186.03 |
| Provisions & Write Offs | 882.10 | 625.29 | 664.02 |
| Depreciation | 66.79 | 63.43 | 58.43 |
| TOTAL EXPENDITURE | 5,801.14 | 5,414.47 | 5,348.77 |
| Tax | 440.23 | 513.18 | 470.57 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -46.50 | -73.68 | -93.52 |
| Reported Profit After Tax | 1,135.91 | 1,266.72 | 1,086.53 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 1,135.91 | 1,266.72 | 1,086.53 |
| EPS (Unit Curr.) | 13.51 | 15.06 | 12.93 |
| EPS (Adj) (Unit Curr.) | 13.51 | 15.06 | 12.93 |
| Calculated EPS (Unit Curr.) | 13.50 | 15.06 | 12.92 |
| Calculated EPS (Adj) (Unit Curr.) | 13.50 | 15.06 | 12.92 |
| Calculated EPS (Ann.) (Unit Curr.) | 53.99 | 60.23 | 51.67 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 53.99 | 60.23 | 51.67 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 65.00 |
| Equity | 168.30 | 168.25 | 168.23 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 69.88 | 73.05 | 71.45 |
| PBDTM(%) | 22.04 | 25.19 | 22.69 |
| PATM(%) | 15.68 | 18.03 | 16.19 |
| Net Interest Income | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 184,746.00 | 174,567.00 |
| Return on Equity(%) | 0.00 | 22.20 | 19.70 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 40.50 | 39.90 |
| Loan Loss Provision Ratio | 0.00 | 1.20 | 1.40 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 8.00 | 7.70 |
| Provision Coverage Ratio(%) | 0.00 | 34.58 | 34.42 |
| Capital Adequacy Ratio | 0.00 | 19.75 | 19.76 |
| Tier I Capital | 0.00 | 14.41 | 14.92 |
| Tier II Capital | 0.00 | 5.34 | 4.84 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 0.00 | 3.97 | 4.00 |
| (%) Net Non Performing Assets | 0.00 | 2.63 | 2.66 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 3.60 | 3.20 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 26,417.00 | 25,806.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
