Quarterly Result
| Bajaj Housing Finance Ltd Industry: (Finance - Housing) |
|---|
|
BSE Code:
544252
ISIN Demat:
INE377Y01014
Book Value(₹): 27.04 NSE Symbol:
BAJAJHFL
Div & Yield(%):
N.A
Market Cap(₹ Cr): 69,833.30 P/E(TTM):
25.87
EPS(TTM):
3.24
Face Value(₹): 10.00 |
| Particulars | Jun 2026 (₹ Cr) | Mar 2026 (₹ Cr) | Dec 2025 (₹ Cr) |
|---|---|---|---|
| Operating Income | 3,052.38 | 2,890.81 | 2,877.69 |
| Other Operating Income | 10.64 | 11.80 | 6.03 |
| Other Income | 0.03 | 0.09 | 0.11 |
| Total Income | 3,063.05 | 2,902.70 | 2,883.83 |
| Interest | 1,888.49 | 1,761.96 | 1,733.51 |
| Employee Expenses | 155.61 | 145.60 | 141.90 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 |
| Other Expenses | 61.26 | 61.26 | 77.72 |
| TOTAL OPERATING EXPENDITURE | 2,105.36 | 1,968.82 | 1,953.13 |
| Operating Profit Before Prov. & Cont. | 957.69 | 933.88 | 930.70 |
| Provisions & Write Offs | 16.10 | 55.48 | 54.14 |
| Depreciation | 12.85 | 12.52 | 12.02 |
| TOTAL EXPENDITURE | 2,134.31 | 2,036.82 | 2,019.29 |
| Tax | 212.76 | 188.78 | 195.36 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.70 | 7.91 | 4.29 |
| Reported Profit After Tax | 715.28 | 669.19 | 664.89 |
| Extra-ordinary Items | 0.00 | 0.00 | -10.11 |
| Adjusted Profit After Extra-ordinary item | 715.28 | 669.19 | 675.00 |
| EPS (Unit Curr.) | 0.86 | 0.80 | 0.80 |
| EPS (Adj) (Unit Curr.) | 0.86 | 0.80 | 0.80 |
| Calculated EPS (Unit Curr.) | 0.86 | 0.80 | 0.80 |
| Calculated EPS (Adj) (Unit Curr.) | 0.86 | 0.80 | 0.80 |
| Calculated EPS (Ann.) (Unit Curr.) | 3.44 | 3.21 | 3.19 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 3.44 | 3.21 | 3.19 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 |
| Equity | 8,328.76 | 8,328.66 | 8,328.66 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 92.72 | 91.34 | 90.70 |
| PBDTM(%) | 30.85 | 30.39 | 30.46 |
| PATM(%) | 23.43 | 23.15 | 23.10 |
| Net Interest Income | 968.00 | 945.00 | 963.00 |
| Operating Expenses | 230.00 | 220.00 | 219.00 |
| Loan Losses & Provision | 16.00 | 55.00 | 56.00 |
| Assets Under Management | 149,624.00 | 140,706.00 | 133,412.00 |
| Return on Equity(%) | 12.50 | 12.20 | 12.30 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 4.00 |
| Provision Coverage Ratio(%) | 58.53 | 59.78 | 58.76 |
| Capital Adequacy Ratio | 21.59 | 22.46 | 23.15 |
| Tier I Capital | 21.17 | 22.01 | 22.69 |
| Tier II Capital | 0.42 | 0.45 | 0.46 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 0.29 | 0.27 | 0.27 |
| (%) Net Non Performing Assets | 0.12 | 0.11 | 0.11 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 |
| Return on Assets | 2.30 | 2.30 | 2.30 |
| Loans Disbursed(Amt Rs cr) | 19,509.00 | 17,506.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 |